5 Kinds of ID Theft Using a Social Security Number

With the Equifax breach still fresh in our minds, many of us are wondering if our finances—let alone our identities—are safe and secure. If you’re one of the 145.5 million potential victims of the 2017 Equifax data breach, the hackers may have the so-called skeleton key to your finances and, ultimately, your identity: your one and only Social Security number.

What exactly can a thief do with your Social Security number? The answer isn’t pretty, especially if they also have access to other personal data, as the Equifax hackers may.

Whether you’ve had your Social Security number stolen or are trying to keep it secure, it’s important to know what criminals can do with it, so you know how to recognize red flags.


One of the identity theft-related crimes most people think of is credit card fraud. However, credit card fraud may be just one of the crimes that can be committed if a criminal assumes your identity with your Social Security number and other personal information.

While stolen credit cards and the like can be cancelled and replaced, it can be difficult to obtain a new Social Security number. The Social Security Administration requires that you prove your identity and provide evidence that someone is misusing your Social Security number and causing you significant continuing harm. In fact, until you sort everything out, the Internal Revenue Service and other government entities may not know if you or the criminal who has stolen your identity is “the real” you.

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Five Malicious Ways a Thief Can Use Your Social Security Number

    1. Financial Identity Theft – If a thief uses your personally identifiable information (PII) such as your Social Security number for financial gain, you’re a victim of financial identity theft. The fraudster may fill out false applications for loans, credit cards or bank accounts in your name or withdraw money from your accounts. This can encompass credit card fraud, bank fraud, computer fraud, wire fraud, mail fraud and employment fraud.

      One example of the magnitude of a fraudster’s power? A man in New Jersey has been charged with bank fraud and identity theft for stealing over $530,000 from a bank by writing checks drawn from hundreds of bank accounts, created with stolen Social Security numbers, that didn’t contain sufficient funds to cover the checks.

    2.   Government Identity Theft – Fraudsters may use your personal information in interactions with the government. One example is tax-related identity theft or tax refund fraud, also known as Stolen Identity Refund Fraud (SIRF). SIRF occurs when a thief uses your Social Security number and other personal information to file an income tax return in your name to claim a tax refund—essentially stealing money from the U.S. Treasury.
      The U.S. Department of Justice reports that SIRF enforcement has become one of the Tax Division’s highest prosecutorial priorities. The magnitude of this growing problem can be seen in the significant uptick in fraudulent business tax returns, as fraudsters become savvier, according to the AARP.
    1. Criminal Identity Theft – Someone who has your Social Security number and is taken in by law enforcement for criminal conduct also could use it as their very own “get out of jail free” card. While this could just be providing your information for a speeding ticket, it could create more challenging problems if someone gives your identity when arrested—leading to an arrest warrant for you and costing you a job when the warrant pops up in a potential employer’s background check.

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  1. Medical Identity Theft – A thief could give your information in a medical emergency or for other medical care, potentially affecting your healthcare coverage negatively and compromising your safety if there’s misinformation on file when you need medical treatment. If this happens, you may receive a variety of notices:
    • Bills and collections calls for medical services you didn’t receive
    • Unfamiliar collections notices on your credit reports
    • Medicare or other health insurer notices that you’ve reached your plan limit
    • Denial of coverage because of misinformation
  2. Utility Fraud – You may not think of utilities such as phone, water, gas, and cable services when your Social Security number is stolen, but criminals may use your number and other personal information to open utility service agreements or upgrade services on existing accounts. You may not find out about it until an  unpaid bill appears on your credit report or you hear from a bill collector.

Of course, the elephant in the room is that a fraudster can sell your Social Security number on the dark web, thereby allowing others to use your identity many times over. This often means your information will be included on lists that other hackers will use in the future.

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name. It’s a messy business that’s challenging to clean up.

If you’ve already lost your Social Security card or suspect someone is using your Social Security number, there are important steps you need to take right way. But the best way to keep your identity safe is to get started from the get-go, before it’s stolen. A great place to start is by reading the Social Security Administration brochure on Social Security number protection.

Protect your productivity with Desktop as a Service (DaaS)

Daas But what if you need to make changes in the face of emergencies or to tackle unforeseen challenges? IT teams now need to safeguard the entire organisation’s productivity through homeworking tools, rather than focusing on the everyday continuity via backups and Disaster Recovery.


The less structure there is in place, the harder it will be to ensure those necessary levels of productivity.

Under pressure

For many, the swift need for virtual access to desktops leads to unprecedented pressure – on you as a business leader, and your VPN. If you suddenly need a lot of your employees to use Remote Desktop Protocol (RDP) sessions to access their internal desktop machine, your network will feel the strain, even with a VPN concentrator. Not to mention the data security and compliance risks that increase with this kind of connection.

An alternative is to adopt desktop virtualisation using desktop as a service (DaaS). DaaS is a key technology for increasing collaboration and boosting productivity, and something which can form the cornerstone of your workplace strategy – whether in or out of the office. By virtualising the workstation, staff get secure access to desktops, data and applications from any location or device.

This creates seamless experiences for the end-user and makes it easier to work as and when staff need to. DaaS accesses the data centre rather than the corporate network, so there is little or no need to run a VPN. On top of the optimisation, because the session is cloud-based, no data is stored on the user’s local machine – reducing your security and compliance risks immediately.

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Get closer, and lose the latency

For those working out of the office, one of the biggest concerns is the drop in their performance. This isn’t (necessarily) because the team is now working in their pyjamas, but more likely the network latency is causing delays between them and your on-prem resources.

It’s understandable that your staff require access to these resources at all times, but what if they were just a bit closer to get rid of the lag and make everyone more productive? This can easily be solved by moving your resources into the cloud, so that they are close to the virtual desktops or DaaS environment.

Keep it in the family

Enabled by the right processes and technology, employees can work far more efficiently and accurately. By removing the things that employees find frustrating about the workplace, employees can be more engaged in their work.

User-experience experts will tell you that with any interface, users need clarity, predictability and familiarity. It sounds so simple, but making sure your team can get up and running with a new type of technology hinges on their ability to quickly pick it up. It’s why DaaS is packaged to provide your employees with full access to all their applications and data, delivered via a familiar Windows desktop experience.

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Time is money

When most think about digital transformation, they see roadmaps, staging, and worst of all – potential delays. With DaaS, it’s a step in the right direction, not a complete overhaul. Multi-tenanted DaaS platforms, like ours, are live right now, with new customers deployed in a matter of days. This immediately reduces the timescales compared to your average cloud project, allowing your business to deliver against the clock.

This allows you to get the majority of your workforce onto a home-working imitative without worry. For those who use a lot of third-party suppliers who need to login to access files that currently live on your on-prem services, or if staff need access to on-prem resources, then VPNs or a move to the cloud may be needed. But don’t think of those as a blocker, it’s about moving in the right direction.

The main thing is to look for solutions that deliver without giving you sleepless nights – whether forced remote work happens again, or needs to go on for longer. The benefits are clear, and the DaaS set-up can be consumed on a per-user, per-month basis, so you won’t be tied into costly technology that might not be needed at the current scale, in the future.

What is custom ERP software development?

ERP systems are primarily used by organizations to do automation of their business operations. As logical as it sounds, enterprise resource planning software solutions deal with resources management. Given the ERP, all the income data is stored in a unified database, so everybody within a certain company, regardless of what department they belong in, is allowed to work with that information. So, everyone has access to what they need having it organized, analyzed, and ready for reporting. Besides, ERP as software can take the shape of both a web-based system and a mobile application with the whole set of features appropriately aligned.


Each ERP software must be tailor-made to be able to efficiently address specific areas of performance that a company wants to have improved. These areas can be the following:

    • Salesforce automation and marketing
    • Human resource management
    • Finances management
    • Project management
    • Compliance monitoring
    • Business intelligence
    • Synchronized and automated reporting

Besides, ERP software has to facilitate interaction between these areas. What all solutions will have in common is that all components of a system, so-called modules that correspond to separate areas of performance, have to be loosely joined, which will enable their integration with other systems already used by a company. Therefore, the process of developing custom ERP software will involve using modules or building new ones.

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What to do: build vs buy an ERP system?

This is the question that a business owner or another decision-maker in a company should decide upon when considering ERP systems. The “build vs buy” decision is a tough one when it comes to the company’s software needs. Choosing in favor of building, you face another question of how to develop web-based ERP software, but while opting for buying, you have to make it clear, what that software should look like.

Buying an off-the-shelf ERP solution will most probably cost you less and this is a great advantage over the tailor-made option. The lack of customization is, however, the reverse side of buying the software. Sooner or later, this disadvantage starts overweighing the cost benefits, especially as the company is growing.

So, eventually, it can become inevitable that the company starts building its proprietary software to be able to scale effectively. But you should remember that a course of events like this is only favorable when this custom software is bound to give you a competitive advantage over your competitors in the market and your business is expanding so that the expenditures on the costly software will be covered due to a larger client base resulting in a larger return on investment.

Disadvantages of building custom ERP software:

    • Cost – customized solutions are naturally more expensive.
    • Time lag – long periods of time are needed on development, configuration, and testing.
    • The limited number of needs are addressed.
    • The functionality of ready-made solutions is nearly impossible to modify.
    • Incompatibility – chances are it will be challenging to get an off-the-shelf ERP software to communicate with other programs in an attempt to complete certain tasks.

Advantages of developing custom ERP software:

    • Costs can also be customized depending on how advanced the solution must be.
    • You decide what specialized needs will be addressed.
    • Integration with a wide set of third-party programs.
    • Increased productivity – custom software designed for you will support you in the most efficient way.
    • Once you find a great team to build your ERP solution, they can align your business needs with the current state of the market by building an array of tools and systems for you thus helping you to avoid becoming obsolete.

Enterprise resource planning software examples

If you do decide to go for a ready-made ERP solution, there are some well-known examples thereof that you should weigh in the first place.

NetSuite. It is a cloud ERP acquired by Oracle, the widely known corporation, renowned for its splendid cloud apps and services. Cloud computing is now almost synonymous with data security, flexibility, and accessibility. And when we talk about ERP software in the context of cloud computing, we mean a software-as-a-service delivery model. NetSuite was one of the originators of cloud ERP. Since then, it has been gradually gaining strength. Moreover, with NetSuite, you may rest assured that you are always up to date using the latest version — your cloud ERP solution is being upgraded regularly by its provider.

SAP ERP. It is a business software developed by SAP SE. This ERP solution is focused on areas like financial and asset accounting, material and quality management, production planning, HR, controlling, sales and distribution. SAP ERP targets both large enterprises and small/midsize companies. Unlike NetSuite, SAP’s software can either be deployed on-premise or run as a cloud-based solution. SAP SE is a big provider of ERP solutions, so you have a choice in what way to handle things. There’s also SAP S/4HANA, an intelligent alternative that helps users run their businesses in a more advanced way in the cloud or on-premise.

Dynamics ERP. It is five-fold Microsoft’s enterprise resource planning solution that is represented by Dynamics AX, GP, NAV, SL, and C5. All five products have been purchased by Microsoft at some points in time. They highlight different areas of performance, so your choice should be based on what area you need to optimize and where you want to have them hosted: on local servers or in the cloud. Collectively, they are labeled Dynamics 365.

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ERP system development process

So, if you feel convinced enough to start the development of custom ERP software, now you need to know what steps to take in order to create the product capable of meeting all or at least most of your business needs.

1. Define the goals

One cannot embrace the unembraceable. It is nearly impossible to get everything in one solution straight away even if it is customized. So, first, you must define the vision and scope of work to be undertaken in order to develop your future ERP solution and you should think over your software development in advance. At this step, we outline expectations and discuss the ways in which the goals set can be achieved.

2. Prototype

Then, it’s time to come up with a prototype ERP system. The system is prototypical in itself — it is a frame that becomes meaningful after the modules are designed and added. After things are filtered, the needs of various departments are accommodated and prioritized, you and the development team have to picture what the system will look like. This visualization can be done in several ways. You can create wireframes to get an idea of what the UI will look like or you can go for clickable prototypes so that the conversation between a development team and stakeholders could be more productive.

3. Develop

    • Hosting. ERP solution can be hosted on local servers or you can take advantage of a cloud host. As we’ve mentioned before, cloud computing is gaining popularity now due to its numerous advantages, one of which is security. On the other hand, local servers require substantial investments in hardware and salaries for employers who will maintain it. As a result, many companies opt for the cloud.
    • Databases. A great bulk of important business information is stored in a database. This data is tied to a packaged ERP business application or system and needs to be stored for future reference or analysis. It is advised that NoSQL non-relational databases should be used for enterprise resource planning systems since they are easily scalable, flexible, and quick to set up.
    • Integration of ERP modules with legacy apps. Usually, there are apps that an enterprise already uses. When the brand-new ERP software shimmers in the distance, those apps must be integrated with that solution and merged smoothly into a single IT infrastructure.
    • UX/ UI design development. Now, you literally should keep going by the wireframes or prototypes that were created at the previous step. Yet, we’ll talk more specifically about ERP software design.

4. Test

To consider an implementation of the project successful, every aspect of an ERP solution must be tested. Testing ERP systems manually, it will take too much time to complete one round of it, so it will be more difficult to ensure 100% quality. Instead, it’s suggested that companies design their own automated testing frameworks, set up as the whole testing infrastructure.

4 Essentials to Successfully Fire-up your Startup

Startup The basic first step is intensely analyzing the industry to determine whether your product has the market, what your potential competitors are doing, and how you can take your business above them.

You will want to ensure that your product or service is offering something that isn’t already available and based on that, you need to culminate a sales strategy. Investors, before investing in your startup, would like to see financial projections, which may be quite difficult for the budding entrepreneurs from the non-business or non-accounting backgrounds.


For budding entrepreneurs, accelerators are excellent options in the beginning, but you need to straighten out some of the details for your idea to blend into an accelerator-worthy endeavor.

Whether you do that through an incubator program or completely on your own, walking the following path will let you be on the road to successfully start your business.

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  1. Don’t skip the math class

Math class is considered to be one of the most important courses in school and it is actually important when it comes to launching a business.  There are several ways to get funding for your startup, but not all options will be similar and equal.

A bank loan or a line of credit may help you get off the ground, but you will probably need to put some of your assets as collateral.

If you can convince people that your business idea will definitely work, you may get some advance payment from your future customer, to begin with. Or, if your business shows the capability to grow quickly, you could even get investment from venture capitalists.

No matter what path you walk on, you need to determine your funding goals and budget, and it would be helpful to discuss the same with an advisor or mentor.

  1. Get a ‘tutor’

It doesn’t matter if you are not with the business background, you can still start your own business. But it increases the need for a right mentor.

Just like a tutor in school, the ideal mentor is someone who knows about the obstacles you are most likely to face while starting your business. He will guide you on the right way to face those obstacles and still come out as a winner.

A mentor must have industry as well as local knowledge along with a skill set to fill any capability gaps you may have. Also, a good mentor with his knowledge and expertise will help you avoid costly mistakes that you are most likely to make if you enter the market all alone.

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  1. Follow the Rules

Just as it is important to abide by the rules in school, following them is even more critical when it comes to starting a business. One of the foundational steps is to choose the legal structure of your business, which will hugely affect the tax, liability, and other legal aspects of your business.

A Limited Liability Company (LLC) is the most preferred form due to the flexibility it provides, and the protection it guarantees to the owners from any kind of personal liability in the business.

It is also necessary to have an Intellectual Property lawyer to go through your proposal in the early stage to counter any potentially pricey and burdensome business changes in the later stage.

The crux is that you have to jump into the legalities irrespective of the type of business you decide to start, and it is something that you must not want to do it yourself.

  1. Study Regularly, Study Hard

As the elders say, “studying is the strong foundation of your future”. Similarly, it is important to study the market in which you are going to operate.

An extensive market research is necessary while creating a business to pitch to investors. You would not want to spend your life’s savings in business which does not get any customers.

It is often considered that market research is only about researching demand, but there are many more factors involved. Size of the market, similar products in the market, how much people are willing to pay for the variety of options available, and how competitive is the market are all important factors that influence the success of your product or service.


You probably have thought that coming with a business idea was the hard part. However, the hardest part is yet to come.

According to a study done by Statistic Brain Research Institute of Los Angeles, more than 50% of all companies in the US are likely to fail after five years in business. So instead of hurrying into business unprepared, do your homework to increase the chances of success for your startup.

Top 10 Skype Live ID Things You Should Know

Skype was the go-to app for video calling a few years ago. With the entry of new apps such as WhatsApp, Facebook Messenger, Zoom, and Microsoft Teams, Skype got lost in the gala. But if you have recently downloaded the app again, you must be confused about a new feature that has popped up – Skype live ID. What is Skype live ID? How to use it? Find all the answers in this post.


To be fair to Skype, it’s still one of the best apps to video chat with your friends on any platform. But to find your friends, you need their ID or username. And finding that in the updated Skype app can confuse users. Mostly because it carries confusing terms such as Skype name, live ID, or Name.

Find out the difference between them and what Skype ID or Skype live ID means in this post.


If you have used Skype earlier, you would remember that each Skype account had a unique username that was created by the user. Things have changed now. Microsoft will automatically assign the username to you. And that username is referred to as Skype ID or Skype live ID.

However, that’s not what Skype calls it. If you look in the Skype settings, it goes by the moniker Skype Name. People refer to it as Skype ID or Skype live ID because it is used to add contacts on Skype and also, because of the text ‘live’ before the unique username. It’s usually in the form of live:xxxxxx, where xxxxxx is their unique handle or username.


To be honest, things are confusing in Skype. What Skype refers to as Skype Name should actually have been called as Skype ID or Skype username. That’s because Skype has a separate setting known as Name. Skype Name is unique and does the job of a username or an ID. On the contrary, Name is simply the display name that will show up at the top of the chat. You can customize it.


You can create a Skype account with either your email or phone number. Your Skype ID depends on that. So, for accounts created with an email ID, your ID will typically be live:firstpartofemail + some random numbers and characters.

Similarly, for phone number based accounts, the ID will be live:randomalphanumericcharacters. If your Skype name has only numbers and characters, it’s because your Skype account was created with your phone number.

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As mentioned before, you cannot create a Skype ID or a Skype Name. It’s generated automatically when you create your Skype account using the email ID or a phone number. However, you can customize your display name.


Sadly, you cannot customize your Skype live ID. Whatever unique ID Microsoft offers for your account, you have to live with it.


No. It’s not necessary to add the word live before your username when you want to search it or when you want to find someone. Use the username after the word live. However, you can also keep it.


Yes, if you want people to find and add you on Skype, you should share your Skype Name (not display name). Alternatively, if you don’t like it, you can share your email id or phone number that was used to create the Skype account.


No. Skype Name or live ID cannot be used as your login ID. Only use your email address or the phone number for logging into Skype.

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Here are the steps for PC and mobile.

Find Skype live ID on Desktop

Step 1: Launch the Skype desktop app.

Step 2: Click on the three-dot icon at the top of the Recent chats screen. Select Settings.

Step 3: You will find your Skype Name under the Account & Profile tab. Click on it. You will get the option to copy it. Paste it wherever required. For instance, you can share it on WhatsApp, send it via email, etc.

Find Skype live ID on Mobile Apps

Here’s how to find your Skype ID on Android and iOS.

Step 1: Open the Skype mobile app on your phone.

Step 2: Tap on your profile picture at the top. Tap on Skype Profile.

Step 3: You will see your Skype Name. Copy it and share it with your friends.


To do so on PC, open their chat and click on their display name at the top.

Then, scroll down in the window that appears, and you will find the Skype Name. Alternatively, right-click on their chat thread in the Recent Chats list. Choose View profile.

On mobile too, tap on their name at the top of their chat. Then, scroll down, and you will see Skype Name.


In a nutshell, Skype Name, Skype live ID, Skype ID, and Skype username are different monikers for the same thing. We hope Skype adds the ability to change Skype Name in the future as one may not like the Skype Name assigned to them.


What makes the perfect calendar app? At the minimum, it should remind you of appointments and important dates. It should also make scheduling as effortless as possible. The thing is, there is a perfect calendar app. We all have different workflows and varying schedules needs vary.


Some of us may just need a simple, streamlined calendar, while others require a more robust app that can track tasks. In fact, you can choose from many ideal calendar apps for 2020 that will increase your productivity for the year.

Calendar Apps for 2020 Productivity

Because of this, we’ve compiled a list of the top 101 calendar apps for 2020 for you to try until you find one that’s best for you.

1. Calendar

If you no longer want to play phone tag when scheduling an appointment then this free app will make that a problem of the past. Just simply let Calendar know your availability and it’ll do the rest for you. Easy, right?

You then share your Calendar links through email or embed it onto your website. The app also integrates with tools that you’re probably already using. This includes Google, Salesforce, GoToMeeting, Zapier, and Outlook. Another awesome feature is timezone detection so that everyone is on the same page.

The app also harnesses he power of machine learning so that it make suggestions on when, where, and how meetings should take place.

2. Fantastical 2

Here’s an iOS calendar and reminder app that allows you to easily add events using natural language. Just say phrases like “remind me tomorrow at 3PM to call Jim.”

It can also quickly call, email, or message invitees to events or wish them a happy birthday. The DayTicker is an handy feature that allows you to view and manage your events and reminders for the day.

The Apple Watch integration pushes your events and appointments directly to your wrist for additional convenience. The app also works with built-in calendar accounts like iCloud, Google Calendar, and Yahoo. The app will cost you $4.99.

3. Google Calendar

Google Calendar isn’t just for those who are invested in the big G. While you can see upcoming events like flights, reservations, or bill due dates if you use Gmail, non-Gmail users can still access those same functions. This includes reminders for upcoming events, reviewing your to-dos, and being able to see what’s planned on a specific date.

Google Calendar can also link seamlessly with other calendars, such as Samsung’s S-Planner or Apple’s iCloud. But, one of the more unique things that Google Calendar can do is allowing you to set personal goals. And, you can easily share it with others – which makes it a great tool when working with teams.

The price isn’t too bad either — since it’s free.

4. iCloud Calendar

If you own an Apple device – or several – all of your email, address book, and calendar software is preinstalled. This means everything is designed to work together seamlessly right from the get-go. It’s also packed with features like setting up recurring events, creating multiple color-coded calendars, and sharing notifications with others.

Besides syncing across all of your Apple devices, this app also syncs with Google Calendar. Overall, this is an ideal option for business owners and families wanting to stay organized together.

5. CloudCal

This advanced productivity app from PSELIS, along with CloudTasks, is for Android only. It allows you to view instantly your availability, customize your day, and create to-do-lists. It can also be used to create, organize, and share your personal and professional goals. This app also syncs across between Google Calendar, Microsoft Exchange, Outlook, and Google Tasks.

You’ll have to pay $3.49 for the app.

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6. Cozi

If you want to maintain a healthy work-life balance then this calendar app was designed with you in mind. The app keeps your family’s activities and events in one location. It also lets you create and share shopping lists, chores, recipes, and moments in real time. The Cozi Today feature provides your day’s agenda at a glance.

Cozi is available for free for iPhone/iPad,Android, and Windows 8.1.

7. Calendars 5

Readdle’s Calendars 5 is a cool and impressive iOS app that clearly displays everything you need to know about your schedule. It contains multiple views ranging from monthly down to daily. With natural language support you can verbally enter new events or reminders.

The app is also capable of task and event management. It syncs with the built in iOS calendar app, Reminders, and Google Calendar to make your life easier. The timeline view where events are categorized with icons, is perfect when just want a glance of your schedule.

The app is pricey, however. It costs $6.99 on the App Store.

8. Awesome Calendar

This is an all-in-tool from YunaSoft to assist you in managing both your personal and business life. That’s because it has three apps in one; to-do, calendar, and diary. This means you can view and edit your schedule, create to-do lists, and write in your diary.

Other features include customer alerts, timezone support, holidays noted in 35 countries, weather information, and this calendar can be shared with others. The app works with all iPhone supported calendars. This includes Cloud, MobileMe, Google Calendar, Yahoo! Calendar, Microsoft Outlook, Exchange ActiveSync, iCal, CalDAV, ICS subscription calendars.

The Awesome Calendar will set you back ten bucks on the App Store.

9. Month Calendar Widget

This isn’t exactly an app. It’s actually a widget from Candl Apps that you can display on your Android’s home screen. It allows you to quickly view your calendar activities and events, agenda, and to-do lists for the month. It also seamlessly syncs with Google Calendar.

The best part? It can be downloaded for free.

10. Tiny Calendar

Tiny Calendar from Appxy is a native Google Calendar app that features an intuitive design. However, it can be used on Apple devices like the iPhone, iPad or iPod Touch. The app is notable for supporting eight standard views – day, week, month, 4-days, year, mini-month, week agenda and agenda.

Other features include real-time synchronization and being able to set-up recurring events. You can even invite people and see their status for the invite, set reminders  and recurring events, and it can work offline.

11. Famjama

This calendar app was designed with families in mind. For example, you can create family to-do lists and then assign items to various family members. You can also send out message blasts to your family directly from the app and sync it with your Google Calendar.

Ultimately, this one of the best apps to coordinate and manage your family’s commitments and appointments  – it even made PC Magazine’s Editors Choice . You can start using Famjama by signing in with Facebook or your email address.

FYI — the app is for sale if you want you’re an entrepreneur looking for a new business opportunity.

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12. Accompany

This free app dubs itself the “executive’s best friend.” Why? It sends executive briefings — such as professional history, relevant news, and key company info — automatically to your inbox. You can also tap on any face or logo in your calendar for more information — like your last communications with the contacts, their social media posts, or news stories — on any entity.

Accompany also determines the emails that deserve your attention based on who sent the email. The app is available on iOS, but there’s web client versions for Gmail, Outlook, Exchange, and Office 365 users.

13. Week Calendar Planner

For those who have to plan group meetings, then this app is here to save the day. Simply create an appointment, each party is sent an email, and they respond with their availability. You can then set the best time, date, and location based on the responses.

The app is free to download on iPhone and Android devices.

14. Business Calendar 2

This free Android app has all the basics covered. Event calendar and task management, recurring reminders and events, multiple views, and support for holidays and birthdays are all included. There’s also widgets that can be placed on your home screen to upcoming events events and tasks. The Day View allows you to zoom in so that you can easily view your schedule.

One unique feature is a heat map. This makes it easier to spot free days where you don’t have any plans, tasks, or events. While the app is free, the Pro- version has additional features that you may require.

15. Simple Calendar Widget

This popular widget is functional on Android phones and tablets. It features a minimal calendar that can integrate with your existing calendars for a more seamless experience. This allows it to display upcoming appointments directly on your homescreen.

This stylish widget can can also show weather, sports schedules, holidays, and can supports tasks using Dato and GTasks. The app is free to download.

Top 6 BIG DATA Analytics Trends and Predictions in 2020

The technology has made its mark by building a massive shift where the businesses and organizations are adopting it to reach beyond the traditional ways of analytics. It has been seen that the strength of data analysis is also embraced by enterprises all over the world.


It is in the process of making significant alterations in the decision-making landscape for branding and recruitment. Since then, we have been witnessing that data analytics is making a remarkable shift in how the business is being done, but it would be more stimulating to see what the technology holds for us in the coming year.

Therefore, let’s have a look at the top data analytics trend and predictions to watch for 2020.

1. Data Analysis Automation

Data analytics automation is the first and foremost, and it turned out to be the most preferred and favoured technology across every industry so that the business potentials could be enhanced and improved. Moreover, it is now expected that 40 percent of the database work to get automated by the next year. We are hoping that the automation is going to help business leaders to efficiently see further ahead to assist in propelling their enterprises with the appropriate analytics to drive decisions.

2. IoT Merged with Data Analytics

With the beginning of the year 2020, we are to witness a remarkable shift, 20 billion active IoT devices, which would subsequently collect more data for analysis. In big tech IT firms where IoT devices have already been embraced in high-end operations, most of the business leaders are already witnessing beyond it to implement the assisting technology to run intelligent data analytics. Hence, the world is likely to acknowledge more analytics solutions for IoT devices to offer relevant data along with transparency.

Additionally, because of the lack of data science professionalists, around 75 percent of companies could suffer while accomplishing the matured benefits of IoT.

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3. In-Memory Computing 

In the year 2020, in-memory computing is likely to get strong influence, since the reduction in the cost of memory turned IMC more mainstream. IMC is an excellent solution for a range of benefits in the analysis while being mainstream. The latest persistent-memory technologies of IMC have now led to a reduction in cost and complexity. Moreover, Persistent-memory tech is a new memory tier that is well situated between NAND flash memory and dynamic access memory.

As the wide-scale implementation of the IMC solution is manageable, several organizations are now adopting in-memory computing to enhance application performance while providing a significant opportunity for future scalability.

4. Data-As-A-Service

In the coming years, Augmented analytics would become dominant. The technology has already shaken up the industry by making the unusual move by merging AI and ML techniques by introducing fresh ways of creating, developing, sharing, and consuming analytics.

The augmented analytics have already become the most preferred and popular techniques to use for business analytics. Some of the significant benefits of augmented analytics provide are:-

  1. It can automate many analytics capabilities like preparation, analysis.
  2. It includes the building of models, as well as the insights generated, which will be much easier to specify with which to interact.

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5. Smart Cities Development

Undoubtedly, IoT is, however, creating many new opportunities for data science and analytics. Additionally, the development of Smart and modern Cities has made the requirement for the data collection a compulsion, as well as data processing and dissemination.

Most probably, smart cities data would assist with medical nursing and proactive health care. Moreover, it was predicted that by 2020, 30 percent of the smart cities would introduce robotics and intelligent machines at the medical services. The technology is leveraged to offer a seamless user experience for residents.

6. Consumer device development  

The latest trends with tabs, laptops, personal devices, smartphones, and web-use to showcase that by the year 2020, more than 50 percent of mobile consumer interactions would be increased and are determined by the user’s past and real-time mobile behaviour.

6 tips to avoid getting a virus on the internet

When it comes to the internet, virus protection is a major concern of every user who’s browsing it. Rightfully so – viruses can steal your valuable information, delete your files and slow down your computer, or even cause it to stop working altogether.


Cybercriminals have learned a lot over the years, making it more difficult to spot where a virus could come from. If you follow these six tips, you’ll have a better idea of how to spot a virus on the internet.

1. Install antivirus software

Let’s call a spade a spade: if you want to avoid getting a virus on the internet, antivirus software is an essential solution. Cyberthreats have evolved and everyday activities like online banking, shopping and browsing can make you more vulnerable to cyberthreats.

Viruses are included as a cyberthreat, which is why it’s essential to keep your device protected against them. Norton 360 provides powerful layers of protection for your device, all in a single solution. While you receive protection against viruses and ransomware, you also get protection against phishing and other online threats as you bank, shop and browse online.

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2. Be careful with email attachments

Email providers like Gmail and Outlook ask for your permission before downloading an attachment for a reason: they can be dangerous. While these services often have virus protection built into their software, emails with viruses as attachments can still get through their defences.

Cybercriminals who are looking to spread a virus may resort to spamming emails with malicious attachments to as many people as possible, hoping that one of the users opens it. Once opened and executed, the virus will immediately install in the background and begin its work.

If you don’t know the person who sent you an email attachment – or if the email looks like it could be a phishing attempt – then ignoring it might be your best option. Only download files from your email if you trust the source explicitly.

Similarly, disable image previews within your email software. This feature can be found in the options or settings of the programme. Some viruses can attach to images and install themselves as soon as the email is opened. Configuring your settings to only show images from trusted sources can help prevent an accident from turning into a virus.

3. Patch your operating system and applications

Vendors like Microsoft and Adobe routinely put out software updates in an attempt to make computers or software safer to use. Without them, cybercriminals can abuse “security loopholes” and force a device to download a virus.

This cyberthreat – called software vulnerabilities – lurks in the background of many users’ computers who do all they can to avoid viruses on the internet. The only way to ensure that you’ve covered this risk is to regularly update your software whenever a patch is available.

4. Avoid dodgy websites

People spend a lot of time browsing the internet. In the UK for instance, the average person spends a day per week online, Ofcom found in a report.

All that searching for the best meme or next great show to stream can lead to interesting parts of the web – including some dodgy parts. There are over 1.5 billion websites in the world, and not all of them have the best intentions. The bad ones that pose a cyberthreat will use a variety of tools to download a virus to your computer, like drive-by downloads, hosting malicious advertisements and getting you to click on misleading links.

Avoid clicking on links to websites with suspicious names, like mixtures of letters and numbers that don’t resemble words. Also be on the lookout for websites that share names of trusted brands, like Norton or Google, but have a variation within the URL. If there’s extra symbols in the URL, chances are it’s a fake website.

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5. Stay away from pirated software

We’re not here to argue the morals of pirating software – otherwise known as getting a free copy of a game, movie or application that everyone else has to pay for. The fact of the matter is that people download cracked or illegal versions of software and they should know that this is risky for their computer.

Pirated software either comes from difficult-to-find websites or peer-to-peer sharing, both of which contain crowds that are just looking for their favourite movie and those who are looking to spread a virus.

With no virus protection built into what’s being downloaded, it’s easy for a cybercriminal to slip in a virus in a free application. Sometimes there won’t even be any free software – just a virus!

Exercise caution when downloading anything free and, if you do download pirated files, make sure you’re using antivirus software.

6. Backup your computer

While this tip won’t help you avoid getting a virus on the internet, it will help you avoid some of the damage and stress that comes with it if you do.

By regularly using a cloud backup, you can keep copies of all your important files and records in a location that won’t be contaminated by the virus. Then, should you become a victim of a computer virus that’s difficult to get rid of without damaging your files, you can simply wipe your device and restore it to the most recent point before it was infected.

Be sure to get a cloud backup package that’s sizable enough where nothing is left out. The PC Cloud Backup that comes with Norton 360 solutions, for instance, can support up to 75 gigabytes in files – more than enough for most people to more safely stow away their personal and financial records.

Setting Your Information Management Strategy

Creating an Information Management Plan

Information management strategies help guide organizations to keep their records management practices in sync, improve processes, and prepare for the future. Below are a few things to keep in mind as you develop your information management game plan:


If your company already has a records management program in place, the beginning of each year is an excellent time to reexamine your organization’s goals. Is your business handling your types of records properly, including both paper and digital documents? Does your records management program include business alignment with all of your departments? Are your document retention policies up-to-date?

If your organization hasn’t created a data management plan yet, make it a priority to start one this year. Information management strategies help businesses be aware of what content they have, the contexts in which it’s created, the length of time required to maintain it, and the timeframes for destroying it.

Additionally, it enables you to improve business processes and take advantage of technological tools available to manage your records lifecycle.

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Document Storage and Management

Whether due to legal or compliance requirements, some hard copy records require storage in an accessible, secure location. Offsite document storage allows your company to save valuable office space and enables your employees to focus on more productive tasks.

Many professional document storage companies proclaim similar attributes. Some of these may include climate-controlled storage facilities, temperature and humidity controls, records management systems, and on-demand deliveries.

However, some vendors may have different pricing models, such as document storage prices by the box or cubic foot. By asking how a vendor charges for its record storage services, you can determine if they offer the best value to store your business records long-term.

If you’re using an offsite storage provider already, the start of each year is always a good time to reevaluate your services. What is their customer service like, and do you feel you receive the personalized attention you deserve?

Document Scanning and Storage

If you’re like most organizations, managing your legacy paper files and capturing them in your information system can be overwhelming.

Document scanning and digitization services help get your mountain of data under control. Converting your paper documents to digital files makes your information accessible when you need it. With just a few keystrokes, you can easily access and search for your records.

Once your files are digitized, you will need to consider how you want to manage your digital records. There are two main ways to manage digitized documents – a document management system or cloud storage.

Traditional document management systems are maintained internally, requiring an upfront investment in software, ongoing maintenance, and operations.

A more affordable approach to document management, online cloud storage stores your files on an external server managed by a third-party provider. Cloud storage allows you to access digital documents remotely through a secure hosted platform, eliminating the risk of data loss.

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Secure Shredding

If your retention requirements for document storage are reached, your documents need to be destroyed.

Records must be disposed of properly, mainly when they include sensitive and private information. Specific disposal laws require companies to protect the personal information shared with them by both clients and employees.

To avoid legal fines, organizations often turn to shredding services to ensure the proper and permanent disposal of their information. Using a certified shredding provider to destroy records that include personally identifiable information (PII) protects against identity theft and the replication of data.

Additionally, a certified shredding provider enables you to promote a positive company reputation built on trust and sustainability. The majority of professional shredding services incorporate recycling into their destruction programs, offering a convenient, compliant way to increase your green initiatives.

Information governance refers to the strategic component of designing and implementing records management.

For information governance to be effective, an organization as a whole must support it as it affects the entire company. It does not consist of a simple policy or set of requirements. It is an encompassing approach crafted to support a company’s objectives and compliance standards.

By uniting your information governance and records management, your business will maximize the value of its information assets and be equipped to make informed business decisions in the future.

Top 8 Emerging Internet of Things Technologies

For businesses to gain and adopt full values of these IoT app development technologies, significantly more investment is required in training and hiring IoT developers in India.


The IoT development will demand a huge range of new skills and technologies required for IoT app development includes platforms, new hardware, operating systems, cloud services, high-volume data processing, as well as standards and ecosystems.

  • IoT Security

According to Gartner, the combination of hardware and software will make IoT development security a quick-evolving area by 2021 and the skills shortage today will only increase. Businesses need to begin their research about developing this IoT development expertise in-house and also begin hiring IoT app developers and IoT app development company.

Due to a lot a security issues the application results in poor design, lack of training, and implementation. Moreover, you will see a lot of businesses who are investing heavily in IoT application development in these areas.

  • IoT Device Management

The next emerging technology in IoT will be enabling those technologies that are location, context, and state-aware while at the same time remains consistent with data and knowledge taxonomies. IoT device management will allow an IoT development company to break all the boundaries of traditional data management and create a new data structure, that is capable of learning and flexing to requirements of unique inbound data over time.

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  • IoT Analytics

Analytics in IoT requires creating new algorithms, data structures, architectures, and approaches to machine learning if businesses are going to get the full value for the data captured, and knowledge created. Distributed analytics architecture will allow IoT development company to use secure IoT network architectures, grab on pervasive that will actually become knowledge sharing networks.

  • Low-Power Short-Range IoT Networks

Low-power short-range IoT networks will dominate wireless IoT connectivity by the year 2025. This will outnumber all the connections that are using wide-area IoT networks currently. Therefore, IoT development companies should use this in order to develop new IoT applications for their clients.

  • Low-Power Wide-Area Networks

According to a recent survey by Gartner, modern cellular networks are not able to deliver the proper combination of operational costs and technical features for the IoT applications that require wide-area coverage in combination with good battery life, low bandwidth, high connection density, low hardware and operating costs.

  • IoT Operating Systems

Small operating systems will gain momentum in IoT application development by 2020 because traditional large-scale operating systems like Mac and Windows are complex in nature and requires resources for the majority of IoT applications. People have experienced that these operating systems are excellent and event-driven tasks. Therefore, businesses can be benefited a lot by it and don’t have to spend extra resources on IoT application development on traditional operating systems.

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  • IoT Ecosystems and Standards

Although ecosystems and standards are not considered as technologies, they are eventually prepared as APIs(Application Programming Interface). Standards and all the APIs associated are important because IoT devices need to integrate and communicate. Many IoT business models usually rely on sharing data between multiple businesses and devices. For that, you need to hire IoT developers who are familiar with all the ecosystems and standards of IoT.

  • Event Stream Processing

According to predictions by Gartner, in the near future, IoT development applications will generate high data rates that should be analyzed in real time. IoT development systems that are creating ten thousand events per second can occur only in telecom industries. For addressing such requirements DSCPs(Distributed Stream Computing Platforms) have come up. Therefore, IoT app developers must be aware of it.